Mortgage Calculators
Mortgage calculators are used to help a current or potential real estate owner determine how much they can afford to borrow on a piece of real estate. Mortgage calculators can also be used to compare the costs, interest rates, payment schedules, or help determine the change in the length of the mortgage loan by making added principal payments.
A mortgage calculator is an automated tool that enables the user to quickly determine the financial implications of changes in one or more variables in a mortgage financing arrangement. The major variables include loan principal balance, periodic interest rate compound interest, number of payments per year, total number of payments and the regular payment amount.
Mortgage calculation capabilities can be found on financial handheld calculators such as the HP-12C or Texas Instrument's TI BA II Plus. The only company to make a calculator soley for the Real Estate and Mortgage industry is Calculated Industries starting with their original Loan Arrange and evolving into the Qualifier Plus and Real Estate Masters serieswhich are still sold today. There are also multiple free online free mortgage calculators, and software programs offering financial and mortgage calculations.
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